JULO: Kredit Online & Pinjaman 9.2.0

JULO is a digital credit application that operates as a trustworthy and OJK-licensed online loan provider. Users can apply for unsecured loans with monthly installments, facilitating payments for e-commerce purchases, utility bills, educational costs, and top-ups for e-wallets—all conveniently managed within a single application.

Loan Simulation Example
- Loan Amount: Rp 4 million, Duration: 6 months, Interest Rate: 4% per month
- Monthly Interest: 4% of Rp 4 million = Rp 160,000
- Admin Fee: 7% of Rp 4 million = Rp 280,000
- Total Disbursed Amount = Rp 3,720,000
- Monthly Installment: Rp 667,000 + Interest Rp 160,000 = Rp 827,000
- Total Repayment including Interest: Rp 827,000 x 6 = Rp 4,962,000

Requirements to Apply for an Online Loan
- Age: 21 to 60 years
- Minimum Income: Rp 3 million/month

Steps to Access Online Loan Limit via JULO:
1. Download the JULO app.
2. Complete your email, ID card information, and personal data.
3. Enjoy reliable digital credit limits and online loans.

Use Referral Code CUAN for Additional Benefits
Get cashback of Rp 50,000 by using the referral code CUAN when registering for a quick disbursement online loan with JULO. Access loan limits up to Rp 50 million with interest rates starting at just 0.1% per day.

Advantages of Using JULO Digital Credit

• Flexible and Extended Loan Terms: Choose from various loan terms that cater to your repayment needs.
• Online Loan Limits Up to Rp 50 Million: Obtain significant credit limits to meet diverse financial needs with daily cashback and promotions available.
• Low Loan Interest Rates Starting from 0.1% per Day: Benefit from competitive interest rates that ease the repayment burden.
• Legally Approved OJK Licensed Application: JULO is officially recognized by the OJK (Financial Services Authority), ensuring secure transactions.
• Guaranteed User Data Security: Your personal information is protected by internationally certified security standards under ISO 27001 & ISO 27701.
• Easy Payment Methods: Payment of loan installments is simplified through various platforms including Gopay, OVO, DANA, Alfamart, Indomaret, and bank auto-debit options.

Important Notes:
- Loan Limit: Rp 500 thousand – Rp 50 million
- Loan Term: 61 days - 9 months
- Interest on Credit Loans: 4% - 9% per month (approximately APR range of 48% -108%)
- Admin Fee: 7% of total loan granted

If you have any inquiries regarding JULO Digital Credit:
Email: [email protected]
Website: www.julo.co.id

Follow Us on Social Media:
Facebook: JULO
Instagram: @juloindonesia
Twitter: @juloindonesia
YouTube: JULO
TikTok: JULOIndonesia

Address:
PT JULO Teknologi Finansial
Kasablanka Tower A, Floor 5
Jl. Casablanca Raya Kav. 88 RT.14/RW.5
Menteng Dalam - Tebet
Jakarta Selatan - 12820

PT JULO Teknologi Finansial is a technology-based financial service provider licensed and under the supervision of the Financial Services Authority (OJK), in accordance with decision no. KEP-16/D.05/2020 & applicable laws of the Republic of Indonesia and OJK Regulation No. POJK 10/POJK.05/2022. PT JULO Teknologi Finansial is committed to upholding integrity and consumer protection in line with relevant laws.

Privacy Policy:
Customers understand that access to smartphone data is not obligatory; however, it may enhance the chances of obtaining a loan product. We conduct credit score checks based on the received data to assess eligibility for online loans from JULO. For further details, please refer to our Privacy Policy page.